Since I am also a contributor, I thought I would introduce myself and my situation. My hubby (hockey dad) and I have one adorable son (soccer son). He is one year old and the high light of our life. We have been dirt poor and well off all in the same decade. We are still young and on our 3rd home (that the bank also owns). Hockey dad works for corporate America and does well. I on the other hand, am in the non money making health field. Until recently, I loved my job. Now I love my son and want to be home more, so I am trying to make a go of a home based business.
Our debts: rough estimates until Hockey Dad and I can have an uninterrupted night.
Cars - $28,000 (2)
Boat - $16,000
House - $275,000
Credit Cards - $3,000
A substantial 401k and IRA for our age, however we have $0 for emergencies. That is the problem. Since our last move 16 months ago we have eaten through $10,000. And we need to figure out where it is going and how to get it back. So that is why I am blogging.
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